Privacy Policy

Types of Information Collected and Used

The words "we" or "us" or "our" is used simultaneously for and "you" or "your" is used simultaneously for the user in regards to the website, www. This clause is created to explain the type of information gathered from your visit to and use of the website and our services, and how such information may be used in the privacy policy. It takes only a few moments to review this Privacy Policy. You can feel free to contact us with your questions.

It a general rule of the website that it automatically collects personally identifiable information provided by you on visiting the site. The non-personal information such as type of browser used, operating system and IP address, may be recorded automatically by the standard operation of the websites internet servers as it is useful to diagnose server problems, administer the Website and enhance the online experience.

Contact data such as first and last name, address, phone number and email address, demographic data such as zip code and gender and other sensitive information are the Personally Identifiable Information. It is used for the purpose of completing and generating proper documents in specific information and direction.

The Personally Identifiable Information us collected and used in numerous ways which includes:

  • Request for products or services offered through the Website is responded; and
  • Notification regarding the products, services, and other opportunities

You are consenting to the use and disclosure of the provided personally identifiable information as described in this Privacy Policy by utilizing the Website.

To make updates to personally identifiable information including your email address, phone number, mailing address or corrections, it can be e-mailed to the website.

Through your use of the website, we collect certain information regarding Cookies, or augment the data we collect with other information from online or offline sources. The site reserves the right to collect information about the user from other online or offline sources and store it.

Sources of Information

The number of sources through which personally identifiable information is gathered:

  • Information for registration. For example, user will be required to submit personal information such as your name, address, date of birth to verify their identity.
  • The information received as a response to the communications.
  • Information that you provide to us through general feedback, customer service communications and correspondence.


A piece of data stored on the user's computer tied to information about the user is referred to as cookie. Both the session ID cookies and persistent cookies are used by us. The cookie simply terminates once the users closes the browser in case of session ID cookie. A small text file stored on the hard drive of the user for an extended period of time is known as persistent cookie. Internet browser help file directs in removing the persistent cookie.

By setting a cookie on our site, users' experience while using our Web site is greatly enhanced. For example, you would only have to enter registration information once, thereby saving time while on our site. If users reject the cookie, they may still use our site. The only drawback to this is that the user will be limited in some areas of our site. Persistent cookies enable us to track and target the interests of our users to enhance the experience on our site. See the "Profile" section.

Some of our business partners use cookies on our site (for example, advertisers). However, we have no access to or control over these cookies, once we have given permission for them to set cookies for advertising.


Certain information about the user such as personally identifiable information affiliated and non-affiliated with third parties will be shared including without limitation in connection with the following:

  • Special Offers: disclosing the information which is collected for marketing purposes and to enhance our products or services to better suit your needs. We may extend select special offers of goods or services to you if we think a product or service may be of interest to you. In case, you don't want this option, you can refer to the "Offering You Choices - Marketing Options," section stated below.
  • Vendors: Disclosing the information collected to companies which operate in various services for us, such as marketing, advertising, distribution or certain product functionalities, or who otherwise provides goods or services which may be of interest to you. When you provide information to us it means you expressly consent to receiving calls, mails or messages, or direct mail, from us, or on our behalf, about the products and services offered on the site; and
  • As Permitted by Law - The site might share your non-public personally identifiable information with the non-affiliated third parties as permitted by the applicable law.

The information which is personally identifiable will not be sold, leased or otherwise made available to any person or entity unauthorized by or associated with us. It is advised that certain personally identifiable information becomes a part of public record upon the filing a certain document with the appropriate government agency or the court.

Apart from the above mentioned, we might disclose in special cases your personally identifiable information which we believe has the necessity for identifying, contacting or bringing legal action against someone who causes any injury or intentionally interferes with the legal rights or of another visitor harmed because of certain acts or due to operation of the law.

Information Transferable-In case of merger, acquisition by another company, or sale of all or a portion of our assets, your Personally Identifiable Information and any information you provide to us will need to be transferred, and you hereby consent to such transfer.

Offering you choices relating to the marketing options:

The website gives you choices about the new offers, products or services, as well as offers, products or services offered by our partners and affiliates. You may opt out by emailing us at any time at if you wish not to receive these offers. We sent you an option to opt out in every marketing e-mail we send. If you no longer want to receive information from such party you should contact each party in the event.


We have a strong commitment towards your right to privacy. It is to be noted that the privacy policy only applies to the Website and not to any other websites that you may access from the Website as each website might have different polices that are different from this privacy policy. You are advised to read the privacy policies of each and every other website as we take no responsibility for the commitments and obligations made to you in any privacy policy or the terms and conditions of any other website.


The access to nonpublic personal information about you or your children is restricted to our employees who need to have access to such information in order to provide products or services to you, as well as to authorized third parties. Safeguards which are physical, electronic, and procedural are maintained protect the nonpublic personal information. By using the secure web server, it allows to interact with our web server via an encrypted session to protect your information. You will know you are in secured area by "https" or a lock appearing in the lower right hand corner of your browser window depending on which browser you use. Please note that while using our site, you may move in and out of secured areas. You will be in a secured area when ordering products or services, or viewing your personal credit report.

Our security measures will prevent our computers from being illegally accessed, and the data on them stolen or altered but it is not guaranteed. There is liability or responsibility you or to any third party arising out of any loss, misuse, destruction, or alteration of your information.

Persons under the age of 18

You must be at least 18 years of age to use the website, its products and/or services as it is not directed to or intended for use by persons under 18 years. We do not knowingly solicit personal information from minors or send them requests for non-public personal information. We will delete such information from our records, if we become aware that we have unknowingly received personally identifiable information directly from someone less than 18 years.

Notification of Changes

The right to modify, alter or otherwise update this Privacy Policy from time to time is reserved by the website. It is to encourage in reviewing this Privacy Policy from time to time. It is to be noted that every time the website is used, current version of the Privacy Policy applies.

We will date and post those changes on the Website so that you are always aware of what information we collect, how such information is used and under what circumstances, if any, such information is disclosed when we decide to change the privacy policy. The changes to the privacy policy will also be reflected on this webpage. On obtaining express consent, the revised privacy policy will take effect. If we want to use the personally identifiable information in a manner different from that stated at the time it was collected, a notification mail will be sent and the user has a choice to use such information in this different manner.

Visitor's Acceptance of These Terms

You accept to all of the terms in our Privacy Policy by using the website. You are respectfully asked not to use the website, if you do not agree to accept all or any portion of such terms. After posting of modifications, alterations or updates, if you continuously use the website it will signify your acceptance.

Privacy Complaints

In case of complaints relating to non-compliance of Privacy Policy, please contact us.